With the short sale dragging on, and another 24 forms submitted and re-submitted to Nationstar, I’ve rented a house just six homes down the block. School starts next week and we’ll be settled in the new place ready to rock the final year of the roamward bound plan.
Somehow, the buyer for my house has stuck in there with all the delays. I feel for her. I know she’d want to be settled in before the school year too, but that clearly won’t happen. Best case now is mid September.
I had a garage sale last week that netted a nice chunk of change – more than enough to cover the movers. Still, as I look around, the amount of stuff is mind boggling. Where did all this crap come from? Next year’s move is into an RV and garage sales are just not going to cut it. I need a total clean out. Time to research estate sale pros.
Yep, with a solid offer on the table and a closing date set, Aurora Bank has sold their mortgage servicing business to Nationstar and we get to start over again. I’ve done 61 forms, submissions, re-submissions and re-re-submissions to Aurora and my real estate agent says all the forms will have to be done again for Nationstar. With the Mortgage Debt Relief Act expiring at the end of the year, I can’t imagine how many people are in the same boat.
I feel like I need to move before school starts, but definitely before the end of August – I can’t have a lease running past my departure date.
With lots of items on the project plan but practically none that can be done now I’ve really been getting antsy. My house is in the short sale process and Aurora bank is really fulfilling their on line reputation with tons of “urgent” redundant paperwork, long delays, and denials. No fun there, just gotta keep at it. Thank God for PDFill, maybe the best $20 I’ve spent in a long time.
On the road, I plan to take a small motorcycle or big scooter (I want to be able to go on freeways when necessary) for local transportation. I guess it would be nice if I had a motorcycle license or knew how to ride. I’ll need plenty of practice riding, right? So at least this can move up in the plan.
I signed up at Ridesmart Motorcycle Training for a weekend class. The class was a total blast. The instructors were serious but fun, seriously fun. I never would have believed riding around cones in a parking lot at 20 mph could be such a blast – it was almost like skydiving.
Scooters of Anarchy
Two weeks and a lot of Craig’s listings later and I have a bike, an ’03 Suzuki Burgman 650. A beast of a scooter, as smooth at 100 mph as it is at 40. Oh, and a gang to strike fear in coffee shops and burger joints throughout the valley. It’s just how I roll.
Now only one person at work knows I’m roamward bound. The first time I rode the bike to work everyone just assumed it was a midlife crisis buy and I went with that. Maybe the whole roamward bound thing is a midlife crisis. It doesn’t feel like a crisis. It feels … free.
So, I am a planner. I’ve come up with 79 things that have to be done to get on the road – big stuff like buying an RV to the small like changing my address. I’ll talk about the plan details in a future post.
The problem with the plan is there is too much time. It would be fairly straightforward to get it all done in 3-6 months, but I have until August 2013. While I’d love to, I can’t really go before sending my daughter off to college.
For now, most of the list has to be on hold. The biggest item on the list that can be tackled now is the house. Now I know a lot of people going full time can sell their house, cashing out the equity to help fund the journey. That is not going to happen for me. With the real estate crash I’m under water by about 60%. For me, it will be a matter of closing out the debt, not taking out cash. More than a little depressing. In just the last five years I’ve paid 20% more in mortgage payments than the house is worth.
From what I read, it seems like the short sale BS will keep me occupied for months to come.
In the summer of 2011 I decided that I wanted a radical change in lifestyle – “I’m going to go RVing full time.”
I’d wanted out of the grind before. Many times over the years. Thought seriously about, and even prepared for live aboard sailing. But, each time finances and family obligations had me putting off the dream. Again and again.
This was different. It was a decision. There was a specific date. There was a change on the horizon that freed my mind from the perception of obligation to maintain the rooted, sticks and bricks, over scheduled, over stressed life.
Change on the Way
In the fall of 2013, my daughter will go away to college. I’m so proud of her.
For me, the upcoming empty nest was a wake up call. What now? Not what will I do – no, no – what’s my excuse. When I drop her off at Northern Arizona University, what possible reason do I have for the next rush hour drive, back to back meeting day? What’s my excuse for being in the Phoenix heat, not the beach or a mountain lake?
Money? True enough, I’m not rich. I earn a good salary, but it all goes into maintaining roots here – house, car, etc.
If not now, when?
Thru August 30, 2013, this blog will be a chronical of my musings, fun and, I’m sure foibles, getting ready for life 2.0. After that I’ll be letting you all how I’m making out on the road.